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Rocket Mortgage Rates and Cost Information

When it comes to Rocket Mortgage Rates, there are lots of factors that determine how much your loan costs. Such factors may include, the size and type of your loan, your credit score, and interest rates. These are the things that play a role in determining the amount you will pay to obtain a loan.

However, one of the best ways to figure out the cost of a loan is to apply and get a Loan Estimate. It is a standard, government-required document that breaks down all the costs of your loan.

Moreover, Rocket Mortgage rates are the most competitive rates offered by Quicken Loans. You’ll get the best rates from Quicken Loans when you start your application online with Rocket Mortgage for free!

Today’s Rocket Mortgage Rates

Rates on the most popular products, the 30-year fixed conventional, are near 10 years low. It means a chance for you to get your mortgage at a meagre rate. Below are the rates standing as of today;

30-Year Fixed VA

It stands at 3.25% (3.699% APR). It is worth taking advantage of the benefits available to military veterans, active-duty service members, and eligible surviving spouses. The mortgage rate is dropping really low near 10-year loans

10-Year Fixed

The rate stands at 2.99% (3.647% APR). Here, you can actually save on interest when compared to a 30-year fixed loan. Likewise, get a low, fixed monthly payment for the period of the loan.

30-Year Fixed

Rate is valued at 3.375% (3.617% APR). For this loan rate, you will enjoy a low, fixed monthly payment for the period of the loan. Also, avoid paying mortgage insurance when you put 20% down.

15-Year Fixed

The rate is at 2.875% (3.343% APR). When compared to the 30-year fixed loan, you can save on interest and also get a low, fixed monthly payment for the loan lifetime.

30-Year Fixed FHA

The rate is at 3.375% (4.359% APR). Here, the low down payment makes it a perfect fit for first-time home buyers, since you can buy or refinance with more lenient credit requirements.

How to Know What your Rocket Mortgage Rates Will Be

The above listings are some of the lowest available rates for these popular loan options. However, they are not necessarily your Rocket Mortgage rates when you apply. Like we mentioned earlier, your rate depends on many factors such as your credit score, interest rates, type and size of your loan.

Meanwhile, the most accurate way to see what your Rocket Mortgage rates could be is to speak with a Home Loan Expert. You can as well get to see what your rates could be when you apply online with Rocket Mortgage and then get a Loan Estimate. After providing some of your basic information, you will be matched with a loan and rate that suit your financial state.

Conclusion

Regardless of the style of loan, Rocket Mortgage seems to fall on the better half of the market when it comes to its interest rates. This may be, could be because it is solely online and therefore can afford to have lower rates than other lenders with many branches. Hence, you have the opportunity today to buy a home or refinance with Rocket Mortgage; now the rates are low!

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